Who We Are
We safeguard your financial stability and well-being, providing peace of mind to what matters most to you. As a trusted provider of a range of insurance protection services, we ensure you and your loved ones are protected against unforeseen events and life’s uncertainties.
Your peace of mind is our priority.
Our Team
Matthew
Sales Director
Andrew
Senior Protection Advisor
Lauren
General Insurance Advisor
Andrew
Administrator
While not legally required, life insurance is strongly advised when taking out a mortgage. It ensures that your mortgage can be paid off in the event of your death, providing financial security for your loved ones.
It’s important to review your protection needs regularly, especially when experiencing significant life changes such as moving home, starting a new job, or having children.
Buildings Insurance covers the structure of your home, including walls, roofs, and permanent fixtures, against risks like fire, floods, and storm damage. Contents Insurance covers your belongings, such as furniture, electronics, and valuables, against theft, loss, or damage.
MPPI helps cover your mortgage payments if you’re unable to work due to illness, injury, or redundancy. It provides short-term support (usually up to 12 or 24 months) to prevent missed payments and potential repossession.
Life insurance is usually paid within a few weeks after the claim and necessary documentation are submitted.
Critical illness cover is typically paid within 30 days of diagnosis confirmation.
Income Protection payments begin after your deferred period (e.g., 4, 8, or 12 weeks).
Frequently Asked Questions
Income protection insurance provides a regular income if you’re unable to work due to illness or injury, typically continuing until you can return to work.
Critical Illness Cover provides a lump sum payment if you’re diagnosed with a serious illness covered by your policy (e.g., cancer, heart attack, stroke).
Income Protection provides ongoing payments to replace lost income if you’re unable to work due to illness or injury.Yes, but it may affect the terms of your policy. Some insurers may exclude pre-existing conditions, while others may charge a higher premium. It’s important to discuss your health history with one of our specialists to find the right cover.
The cost depends on factors such as: your age and health; the type and level of cover you need; lifestyle factors (e.g., if you smoke); the length of the policy term.
Yes, you can cancel at any time, but you may lose coverage benefits and may not get the same terms if you take out a new policy later. Always speak with an advisor before making changes.
Life Insurance
Provides a lump sum to your beneficiaries in the event of your death, ensuring their future financial security.
Income Protection
Offers financial support if you’re unable to work due to illness or injury, replacing a portion of your income until you can return to work.
Critical Illness Cover
Pays out a lump sum upon diagnosis of a specified critical illness, helping to cover medical expenses or loss of income during recovery.
Income Protection
Offers financial support if you’re unable to work due to illness or injury, replacing a portion of your income until you can return to work.
Mortgage Payment Protection
Covers your mortgage payments if you’re unable to work due to illness or injury, preventing the risk of losing your home.
